A parent asked a lot of questions surrounding the concept of attending community college.:

-Pros/Cons of attending community college or a smaller, local university for first two years of studies with goal of obtaining Bachelor’s from a larger University.

-Is the savings and small step into college life beneficial?

-Is it harder to get accepted to a 4-year college with a two year transfer plan?

-Does the student apply for their dream college now and let admissions know they plan on the first two years elsewhere or does student apply after first two years are underway?

-Is this generally frowned upon or welcomed by admissions?

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As you can see there are a lot of very good questions here. Here's my take on it.

Most kids regardless of age have been educating ‘online’ since March of last year. Are they falling behind? A recent study showed that your kids may have already lost 30%-50% of what they learned last year due to struggling with online learning and disruptions. This includes college students as well especially freshmen who even without all this COVID and online learning were already having to adjust to college life, rigorous schoolwork, and living away from home, then lets add the pandemic isolation, stress, and overwhelm. Parents should be concerned whether your kids are in middle school or college.

Prep Expert is offering academic success coaching from middle school through college students.

Go to this link and click the ‘MENTORING’ tab at the top of the page, then select the age group of your child for details specific to your family.

https://shareasale.com/r.cfm?b=1534521&u=2570158&m=97094&urllink=&afftrack=

They are...

Does your teen have no freaking idea of what they want to do after high school?

I had this question recently. It reminded me of the look of shear terror in my son's eyes when it was time to decide on a college major. You see, most teens think they are making a lifetime decision at the ripe old age of 17 or 18. Not so. And if we explain it to them it will take a lot of the stress off of making the decision.

When I saw the expression on my son's face, I immediately said to him, "Get in the car, we're going out for coffee." On the drive to IHOPS, it was late at night, I asked my son if he knew all the jobs and employers his dad had worked for since the age of 20. Of course he didn't. (Most kids and teens pay no attention to that. They have a roof over their head and food to eat. They're good to go.) I told my son all the lateral moves within companies and the different companies his dad had worked for. "You won't be sitting in a cubicle for 40 years. Most employers will see the good...

This is a good article by Forbes (Linked Here) on the necessity of career services in determining college outcomes. Parents are beginning to question the return on investment with that college degree. With so many students exiting college with degrees that are not marketable, the article assumes that colleges should make their career services department stand out more. Unfortunately, I think they are missing many of the most important aspects of career counseling.

Colleges should do a better job of explaining what the job possibilities are for their chosen major AND what THAT college sees as the average entry-level income for those majors. (Can you get a job with a degree in underwater basket weaving? How much does it pay? If it’s not a living wage, why are they offering that degree program?) That was an important part of questioning for us. My son's program said the entry level income for those attending his school in his major is $65,000. Not only is this good to know (does...

Scholarships are free money for every age, income, and GPA
Forget what you've been told. Anyone can win scholarships.

You may be thinking, 'No Way!' because that's what we've been told. Even high school counselors have been perpetuating these myths for decades. But the bottom line is that the majority of the 1.7 million scholarship opportunities don't ask for GPA or income level. So yes, your family can be making 6 or 7 figures and your teen can still apply to and win scholarships for college. 

This week I posted 2 scholarships to my Facebook group: Parents Talk College and Scholarships, one for a high school senior and one for a current college student. (Yes, there are scholarship opportunities for students from kindergarten through doctoral/professional school. Never stop looking for free money until the last parchment is in hand!) 

IF your students are NOT high school seniors or current college students today, keep these in your scholarship spreadsheet for...

Most people think that success, especially financial success, is reserved for the wealthy or the geniuses among us. (For example, when most parents hear that my kids won 17 scholarships totaling $199,000 they automatically think they must have been really brilliant. Then they are astounded to learn that most of the scholarships didn't ask for GPA or test scores.) The truth is you don't have to be wealthy to increase your wealth, and you don't have to be a genius to be successful. The research in this article shows just the opposite.

I encourage you to read it and see if you can pick out the traits that predict success and compare them with your children. Do you see those personality or character traits in your teen? What can you do to encourage or foster the development of those traits?
Read the article. Make the list. Work on developing those skills with your kids.

You can READ THE ARTICLE HERE

Denise Thomas
Your Debt-Free College Coach

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I recently answered this question for a popular news outlet, 'What’s different in college admissions now, then just last year or many years ago?' On the same day, a client asked, "With all of the colleges going 'test-optional' should my teen bother taking the ACT or SAT?"

There are a lot of weird things going on in the age of COVID and those weird things do have an impact on college admissions.

I want to talk specifically about taking the ACT and SAT exams. These are the high stakes exams that have been in place for decades!

Parents are under the mistaken impression that all colleges and universities have gone ‘test-optional’.

But what IS test-optional and why should you care?

Test optional in college admissions is an option the student has to submit or not submit their ACT and SAT scores for college admissions decisions. What they are saying is that if the student chooses to not submit their test scores, the college will use the rest...

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The FAFSA-3 Big mistakes that cost you money! & YES! You need to file

Hi, I’m Denise Thomas.

Today is October 1st, it’s FAFSA day!

This is the day the Free Application for Federal Student Aid opens for high school seniors.

First, Don’t panic! You do NOT have to submit the application today! This is just the date that it opens. But I do suggest that you file it sometime this month because the money is given out on a first-come-first-served basis.

Now, most parents are under the mistaken belief that it’s not worth filing the FAFSA because they make too much money to ‘get anything’. Just last week a parent asked in confidence, “My husband makes 200,000 dollars a year, should we bother with the FAFSA?

The short answer is YES. Everyone needs to file the FAFSA.

The application is not only for federal grant eligibility for low-income families. Without filing the FAFSA your teen won’t be offered a work-study job on campus or...