Ever Wonder How the Government Calculates Your EFC?

Your 'EFC' is your Expected Family Contribution. It's a number that represents just how much the federal government thinks your family can contribute toward your teen's college expenses...every year! It is not only used by the federal government to determine if your family qualifies for need-based aid (the Pell Grant, for example) but colleges also use the EFC in determining need-based aid (and sometimes scholarships). However, most private colleges also use another set of calculations, called the CSS Profile. 
But here it is. How the government calculates your EFC. 

https://ifap.ed.gov/efcformulaguide/attachments/2021EFCFormulaGuide.pdf

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What is RAISE.ME and How Does It Really Work?

What is Raise.Me and How does it REALLY work…

Raise.me is not a scholarship program in the sense that most people think of scholarships.

#1 Raise.me partnered with about 200 of the nearly 5000 colleges and universities in the US. That’s a very small percentage.

#2 These particular schools partner with raise.me to guarantee a ‘small’ scholarship amount (see #3 for how the money is earned) to the student who applies and is accepted to that one school.

#3 Students ‘earn’ scholarship money by getting good grades, participating in sports and extracurricular activities. The value of each depends on the college.

But here’s the rub…

The scholarship amount is the MINIMUM that the student will receive, and is NOT in addition to entering freshmen scholarships the school may offer. It is called a ‘micro-scholarship’ because it will be less than the school would generally offer an entering freshmen with decent stats.

It is intended to...

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Don't stop looking for money

 

For the high school freshmen thru college student. Don't stop looking for money.

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Decisions affecting college debt

 Decisions affecting college debt

Over the last 4 years, during our travels, we’ve had the pleasure of enjoying the talents of many street musicians. I always contribute a little to show my appreciation. But what goes through my mind is the real possibility that this young person could very well be paying off college loan debt. 

The average college student graduates with $37,000 in college debt.
But it doesn’t have to be this way.

Decisions made as a family as well as by the student are made LONG before college begins which either lead to school debt or freedom from debt. 

I agree that the cost of higher education is huge in many cases. The same state school I attended more than tripled over the 30 years between when I left and when my children started. 

As I was growing up, the conversation never began, ‘If you go to college’ it was always, ‘When you go to college.’ And all 4 of us kids graduated from either a...

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Social Media Can Kill Your Teens Future

 

Social Media Can Kill Your Teen’s Career & Future!


To parents of teens & college students, & those that teach & counsel them. If you haven’t had this discussion, & if you have, remind them again & again.

Every employer, scholarship agency & college is monitoring perspective student/interns social media content. This before they hire you, and during employment as an adult! Creepy, I know. But hear me out.

Companies don’t want to be seen in a negative light. On your own time, you are still an employee: What you do, who you are, reflects on them.

Potential illegal activity should go without saying. But the following can & have been cause 4 dismissal.

Alcohol, holding a glass of wine, being drunk, get tagged in a post or photo you’re NOT EVEN IN, but now you are associated with the behavior.

Personal Faith
Racism
LGBT
Abortion
Gun rights

When your faith is strong, it’s likely you’ll post or ‘like’ something that...

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