Ok, so I may ruffle a few feathers here because I'm about to NOT be "Politically Correct."
You've got college debt? PAY IT OFF! You signed on the dotted line. You were/are an adult. It's your responsibility. Period. You will never hear me say that anyone else should pay it, or that the federal government should "forgive" your loan. Man-up!
Now that that's out of the way, you didn't have a plan to pay it off, or life got in the way as it often does. Life happens to everyone. So how CAN you get that monkey off your back? Here are a few suggestions.:
Sacrifice some time for money. Instead of going home after work, get another part-time job or side gig. If you're having trouble coming up with ideas, a side gig can be anything. Anything you do well you can teach others how to do for pay. Teach an educational subject, tutor, or teach guitar or piano lessons. Pet sitting is an easy gig for before and after your 8 to 5 job. Mow lawns, rake leaves or pull weeds....